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Dedicated Classic Car Insurance – The Benefits Outweigh the Costs

Author: John Allen  //  Category: Car Insurance

If you have just spent an exorbitant amount of money on a classic car then you’re going to want to use an insurance company that understands the specific quirks, benefits and pitfalls that come with owning such a unique machine. Although it’s not unheard of for classic car owners to use conventional insurance companies, there are obvious benefits to using a specialized Classic Car Insurance firm, benefits which are outlined in detail below.

If you decide to insure your vintage motor with a specialized Classic Car Insurance company you will have direct access to a staff of car enthusiasts who probably know more about your car than you do. The extra service you will be offered is immediately palpable, with none of the automated phone systems or hidden charges and compulsory add-ons that typify bog-standard insurance firms. They will also offer discounts for members of classic car clubs and will offer discounts for cars with a limited mileage, because lets be honest, these are very much ‘weekend cars’ we’re talking about here, not everyday workhorses.

Most Classic Car Insurance companies will also enjoy a close relationship to a panel of underwriters who will be able to secure insurance schemes and plans available only to dedicated insurance firms. Most Classic Car Insurance companies are also independently owned which means they provide an intensely personal service that you just won’t get with more established firms.

As surmised above, if you insure your car with a Classic Car Insurance firm you will be privy to a multitude of unique benefits, of which the following are but a brief selection: –

Specialist key care schemes which will protect against damage, theft and loss. Full EU breakdown/recovery is also available, as well as a salvage option in the event of a write-off. The customers also enjoy a choice of repair worker should there be an accident. On specified ‘track days’, certain car clubs will enjoy unlimited cover, which is useful if you’re thinking about putting your foot down! In the event of an accident, call centres based in the UK will offer support, with real car enthusiasts on the other end. Limited mileage discounts are also available, with schemes that are only available to specialized companies.

It’s not hard to see why more and more vintage motor enthusiasts are looking to specialist Classic Car Insurance  agencies to insure their precious engines. By narrowing their expertise into one, exceptionally specific field, these firms have been able to sacrifice mass-market appeal for the kind of personal, specialist service that such beautiful machines truly deserve.

 

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